Banks Q4 Preview: Stable Credit Growth Offsets Pressure On NIMs, Treasury Income

The key commentary this earnings season in the banking sector will centre on deposit mobilisation, loan demand, unsecured retail and microfinance stress, credit costs, and the pace of NIM recovery in FY27.

Apr 15, 2026 - 13:00
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Banks Q4 Preview: Stable Credit Growth Offsets Pressure On NIMs, Treasury Income
The key commentary this earnings season in the banking sector will centre on deposit mobilisation, loan demand, unsecured retail and microfinance stress, credit costs, and the pace of NIM recovery in FY27.

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